Manager, Enterprise Risk Acceptance (2822)

Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Risk Management

Pay Details:
$91,200 - $136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

Enterprise Risk Management (ERM) is responsible for building organizational capability in managing risk on a more integrated and comprehensive basis for the organization and for promoting a strong risk culture within TD. The team is accountable for the development and implementation of an enterprise risk management strategy, governance, policies and practices, reporting and operating frameworks, and operations associated with the Risk Management function.

TD applies the "Three Lines of Defence" model to risk management as defined in the Enterprise Risk Framework. As part of the second line of defence, the ERM team assures the appropriate design, implementation, and/or execution of (applicable components of) the TD risk management framework.

ERM collaborates with a broad network of business and risk management practitioners and other corporate functions in all jurisdictions where the Bank has business activities

Job Description

Reporting to the Senior Manager, Enterprise Risk Management, this role will foster a strong, reliable and sustainable governance and control environment within ERM. This role has primary accountability over the Enterprise Risk Acceptance activities while supporting execution of other initiatives across ERM as assigned.

As the lead for the Risk Acceptance management, monitoring and reporting, this role will work closely with the U.S. ERM and various stakeholders across the Bank to support the execution and delivery of various aspects activities of risk acceptance that including the following:

• Oversee the Enterprise Risk Acceptance Database to safeguard the integrity of the data, including periodic access management, user attestation, version control etc.
• Lead and execute ongoing monitoring of risk acceptance using appropriate methodology and sampling techniques to support sufficiency of review coverage and effectiveness of testing
• Escalate issues and concerns related to risk acceptance as needed and work with ERM and/or stakeholders for resolution
• Conduct effective testing of the database updates to ensure the system is current and continue to operate as expected
• Own and maintain procedures and templates that support Risk Acceptances
• Define and execute against the roadmap for onboarding Risk Acceptance to Merlin
• Execute required actions to refresh the Risk Acceptance Standard on a periodic basis and ensure appropriate stakeholder engagement, feedback actioning, and facilitate review and approval
• Identify and provide ongoing training to various stakeholders on risk acceptance as well as on database usage
• Provide appropriate and effective stakeholder communication
• Oversee end to end periodic reporting of risk acceptances including engaging and managing communication with stakeholders; resolving issues and questions; providing guidance of risk acceptance and reporting requirements, executing quality control activities to support completeness and accuracy of reporting; and preparing Executive Committee presentations, review and approval.

The candidate will work collaboratively with different stakeholders across the Bank to provide effective support and manage additional responsibilities as may be necessary.

This position will appeal to an individual who is comfortable working in a fast-paced environment, has well developed analysis and communication skills, is prepared to take on new challenges, can deliver a high level of professionalism, and can work well independently and with the broader team. The successful candidate will gain an enterprise-wide perspective of TD and exposure to numerous risk, business and corporate function groups.

Key Shared Accountabilities

• Create an extraordinary place to work - advance and sustain a unique, inclusive culture that reflects TD's diversity agenda, and creates an extraordinary employee experience.
• Identifies opportunities to enhance ERM framework and related standards and methodologies.
• Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts to the Bank.
• Identifies, mitigates and reports on risk issues per enterprise policies / guidelines and ensures appropriate escalation processes are followed.

Job Requirements

• Strong written and verbal communication skills, including writing concise business documents, creating impactful presentations, and presenting analysis to management
• 4+ years' experience in a control function (Risk Management/Audit/Compliance) preferred
• Strong MS skills (Word, Excel, PowerPoint)
• Demonstrated project/process management skills, including developing and tracking to established timelines
• Strong organizational skills with excellent attention to detail
• Self-starter with the ability to learn and adapt quickly
• Proven ability to work with and build relationships with stakeholders
• Ability to connect-the-dots to engage the right partners
• Ability to use influencing skills to implement change is an asset
• Enjoys working in a team environment but also able to work independently

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Sans Objet